Our Mission:
Creative business insurance for specialty risk.
Our team of specialty insurance experts can help you design the most cost effective and comprehensive coverage structure for both your standard and hard-to-place business risks.
PrimeOne Insurance Company
We are a privately held, specialty commercial lines carrier experienced in hard-to-place commercial property, general liability and liquor liability insurance. We work with small and medium sized business accounts to design customized risk profiles and flexible coverage structures.
General Liability
Get coverage against third-party claims and suits arising from bodily injuries or property damage involving your business.
Commercial Property
Insure losses caused by physical damage to your physical assets such as buildings, equipment, furniture, and inventory.
Liquor Liability
Protect your business against claims that occur when a patron drinks too much and causes an accident, damages property or causes injury to others.
Industry Experience
We’ve worked with many different industries and operations to creatively underwrite alternative business risk. Our team can customize coverage to limit your business exposures and fit within your budget.
Hospitality
Nightclubs
Bars, Taverns and Restaurants
Gas Stations & Convenience Stores
Grocery Stores
Liquor Stores
Lessor’s Risk
And more…
Our Experience
PrimeOne is exclusively managed and operated by Norse Specialty Insurance Services and privately owned by a holding company in Delaware. With more than 35 years of nationwide program and carrier management experience, Thorson is uniquely positioned to provide an exceptional insurance market for PrimeOne policyholders and brokers.
We are fully licensed and admitted in Arizona, Michigan, Nevada, New Mexico and Utah and reinsured by one of the most trusted names on the planet, Swiss Re. PrimeOne is rated A' by Demotech and B+ by A.M. Best Company.
Our Broker Partners
PrimeOne partners with an exclusive list of local insurance professionals to provide coverage for a variety of industries and operations.
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TESTIMONIALS
“For the past two years, PrimeOne has been a preferred choice for our company’s specialty insurance needs. Whether it’s getting our clients a better rate or adjusting coverage to fit within their budget, PrimeOne has served as a reliable partner.”
Get Started
Design flexible, affordable and customizable business coverage with PrimeOne Insurance Company. Here’s how it works:
Find a broker
Let us help you find a broker or ask your current broker about protecting your business with PrimeOne.
select coverage
We offer customizable general liability, commercial property and liquor liability insurance to businesses with specialty risk.
grow with confidence
We have your back through the ups and downs. Our expert team is there to help when you need it most.